If you are home owner but have little or negative equity in your home, it can often be difficult to obtain the loan that you want.

If you have little or negative equity, a National Personal Loan from Central Capital could let you borrow up to 125% of your property value. At National Personal Loans, we'll search from our carefully selected panel of lenders to provide you with some of the most competitive rates of interest available.

Giving you more borrowing power
While we will allow you to borrow up to 125% of the property value, with a typical bank loan you are not usually able to borrow more than 95% of the value of your property. This means that a National Personal Loan can give you considerably more borrowing power, as demonstrated in the example below.

	National Personal Loan	Typical Bank Loan
Your Property Value	£100,000	£100,000
Maximum Borrowing	125%	95%
Maximum Borrowing Limit	£125,000	£95,000
Less: existing mortgage	£80,000	£80,000
Maximum Loan Available	£45,000	£15,000
Your Extra Borrowing Power	£30,000

There are many reasons why you may want to take out a National Personal Loan. If you have negative equity, for example, you are probably not looking to move home but could enjoy the benefits of some home improvements like a new kitchen or bathroom or even a loft conversion. Or it may be that you are looking to consolidate all your debts into one straightforward affordable loan.

Apply online for a Low Cost Personal Loan today

<<< Go Back

Business Loans | Mortgages | Tenant Loans

LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable

PRIVACY AND LEGAL